Has the HOA Waived Future Enforcement?

  An owner of a home in a subdivision governed by an HOA built a detached guest house three years ago. Detached guest houses are prohibited under the CC&Rs. The HOA is now demanding that the guest house be removed. Has the HOA waived its right to enforce the single-structure restriction? If the CC&Rs contain…

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Borrower Not Notified of Trustee's Sale

  Question: Two years ago, I let my brother and his family stay in my house in Cottonwood. Instead of paying rent, my brother agreed to make the mortgage payments. Although I knew he was having trouble recently making some of the payments, my brother kept promising me he would bring the mortgage current. He…

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